Dwelling Policy Practice Test

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Prepare for the Dwelling Policy Test. Study with detailed quizzes including multiple choice questions and explanations. Master your exam!

Practice this question and more.

Which type of coverage provides protection for a detached garage under a dwelling policy?

Coverage A
Coverage B
Coverage C
Coverage D

The correct answer is: Coverage B

Coverage B is specifically designed to provide protection for other structures that are detached from the primary dwelling, including detached garages, sheds, and similar structures. This type of coverage typically offers protection against various perils, just like Coverage A does for the main residence, but its focus is on these separate buildings. This distinction is important because while Coverage A covers the dwelling itself, Coverage B ensures that any other structures associated with the property are also safeguarded against potential damages, ensuring comprehensive protection for the property owner. Understanding this coverage is crucial for policyholders who may have additional structures on their property and want to ensure they are adequately insured.